Being a doer instead of a talker

This idea has been really present in my mind recently. I've grown up being told that you need to have a plan for your life. year, week, etc. and that maybe a back up plan or two would be good as well. With these lessons, I got good at being able to tell people what my next steps could possible. However I am horrible procrastinator. Thus I have all these plans and the best of intentions, but I get distracted by TV and movies and paralyzed by fear of failure and the what-ifs. This helped my finances as in I've automated my savings, so I have a good amount in there. I have a couple sets of plans for this money. But the what-ifs keeps the money in the savings account. However I have figured out one plan to use the money. I am getting a tattoo on my birthday in exactly a month. I'm excited and weird sense of calm about coming to the realization of where to get the tattoo and the ability to give artistic license to some one else. Its a step in the right direction to become a doer instead of a talker. For what is savings for, but for to experience life fully.